Close Please enter your Username and Password
Reset Password
If you've forgotten your password, you can enter your email address below. An email will then be sent with a link to set up a new password.
Cancel
Reset Link Sent
Password reset link sent to
Check your email and enter the confirmation code:
Don't see the email?
  • Resend Confirmation Link
  • Start Over
Close
If you have any questions, please contact Customer Service
Blogs > luv2luvu1976 > Bill Collector Secrets

Bill Collector Secrets

I am starting this to share my 6 years of experience in both third party and legal collections. I will post a tip periodically but feel free to ask questions,

Keywords | Title View | Refer to a Friend |
The difference between purchased accounts and accounts on retainer
Posted:Apr 8, 2009 6:45 pm
Last Updated:May 15, 2024 12:0 am
1903 Views

When dealing with a collection agencies, law office or law firm it is good to know who owns your debt. You can get this information by pulling your credit report or asking the collector. The better option by far is to research it yourself as unfortunately the collector may lie. If the debt is purchased you will be able to get a much better deal if you are trying to settle. If it is on retainer from the original creditor the agency will have strict guidelines they have to stay in.
0 Comments
Tip Number One- Answer the phone
Posted:Dec 30, 2008 9:11 pm
Last Updated:Apr 8, 2009 6:39 pm
3014 Views
Tip Number One

NEVER hang up on a collector.....

When you hang up that action only feeds the fire of their determination to get ahold of you. If it was a wrong number they will assume you would take the time to tell them so. Hanging up means the person is there and you are hiding them. For a unethical collector you may then become a target, they may start calling your relatives and neighbors to get you on the phone. If you have no interest in paying anything- tell the person immediately not to call this for the person they asked for. IF you they call again after that take their name and companies address down because that would be a violation of federal law.
Please post any questions you may have and I will do my best to answer them.

Disclaimer
This is an outlet for me to share the behind the scenes experience in the industy for the better of the everyone else. Are you getting harrassing calls and dont know how to stop them? Want to settle your debt for a fraction of the price? Ask the questions and get practical easy to implement solutions.
0 Comments

To link to this blog (luv2luvu1976) use [blog luv2luvu1976] in your messages.
  luv2luvu1976 46F
Guidelines
April 2009
Sun Mon Tue Wed Thu Fri Sat
      1
  		2
  		3
  		4
 
5
  		6
  		7
  		8
1
9
  		10
  		11
 
12
  		13
  		14
  		15
  		16
  		17
  		18
 
19
  		20
  		21
  		22
  		23
  		24
  		25
 
26
  		27
  		28
  		29
  		30
  		   

Most Recent Comments by Others

Post Commenter / Date
Tip Number One- Answer the phone (4)Hisglory77
Sep 18, 2009 11:49 pm